The Annual meeting is scheduled for Wednesday, July 27, 2022 at 2:30 pm in the Noble Conference Room of the Greenwich Hospital 5 Perryridge Road, Greenwich, CT. 06830.

Per Article VI, Section 1 of the Credit Union Bylaws, the Nominating Committee has nominated the following candidates for reelection to the Board of Directors:
                                                    
                                   Cara Giacomo
                                   3-year Term

                                    Suzanne Bradshaw
                                    3-year Term

A petition signed by at least twenty (20) current members of GHAFCU must nominate any member interested in becoming a candidate for the Board of Directors of the GHA Federal Credit Union.

To be valid, a petition must contain all of the following:
1. At least Twenty (20) signatures of members of record as of December 31, 2021 who are eligible to vote (must be 18 years of age as of July 27, 2022).
2. The printed name of each signatory.

The nominee must also submit a statement of qualifications and eligibility (must be 18 years of age as of July 27, 2022), as well as biographical data or other information in a form approved by the Board of Directors, in accordance with the Credit Union’s bylaws.  To be effective, a signed certificate must accompany nominations by petition from the nominees stating that they are agreeable to nomination and will serve if elected to office.

Such completed nominations shall be filed with the Secretary of the Credit Union at the office address no later than June 27, 2022.  The Secretary will cause nominations along with those of the nominating committee to be posted on a conspicuous place in the Credit Union office at least 35 days prior to the annual meeting of July 27, 2022.

Per article V, Section 4 of the bylaws, the Credit Union will conduct its elections for members of the Board of Directors immediately after reports and prior to unfinished and new business of the Annual meeting.  Per Article VI, Section 2, of the Bylaws, no nominations shall be made from the floor when there is one nominee for each position filled.  Only those positions without a nominee shall be subject to nominations from the floor. When only one member is nominated for each position to be filled, the chair may take a voice vote or declare each nominee elected by general consent or acclamation at the annual meeting.

New or Used Loans brought in from outside, we will not refinance current loans at the Credit Union.

What is a credit freeze?
A credit freeze is one way to protect yourself against identity theft. It entails restricting access to your credit report to minimize the chance of identity thieves opening new accounts in your name. You’ll need to give personal consent for your credit to be viewed.

Since creditors need to view your credit report before approving any new accounts opened in your name, a credit freeze is one way to stay ahead of fraud and is especially smart if you suspect that someone has already gained access to your personal information.

Are there any downsides to a credit freeze?
A credit freeze won’t affect your credit in any harmful way. It doesn’t affect your credit score and won’t pose any difficulties to renting an apartment or applying for insurance. You’ll still be able to open new accounts, though you’ll have to lift the freeze temporarily in order to do so.

How to freeze your credit:
Learning how to freeze your credit is free and relatively simple to do. You’ll need to contact the 3 major credit bureaus separately and provide your SSN, birthday, and personal information. You’ll be given a password, which is what you’ll also use to unfreeze your credit when needed.

Understanding how to freeze your credit is a simple and smart way to prevent fraud and identity theft. The best ID theft protection services on the market utilize unique data and advanced technologies to monitor credit card transactions, the Dark Web, social media, and more. Their goal is to immediately detect when your information is stolen, offered for sale, or used fraudulently, in order to mitigate the damage of ID attacks as much as possible. Once you are alerted about an attack, these services will help restore your identity, reimburse you for stolen funds, and offer expert support around the clock.

Apple Pay is compatible with these devices:

• iPhone, iPhone models with face ID and touch ID, except for iPhone 5s. 
• iPad. iPad Pro, ipad air, iPad, and iPad mini models with Touch or Face ID
• Apple Watch. Apple Watch Series 1,2 or later
• Mac. Mac models with Touch ID.

Google Pay requires:

• Device must be running on Android 5.0 ( Lollipop) or higher
• Supports Near Field Communication (NFC) and host card emulation (HCE) technology.

Please download the New Member Branded App from the App Store for an iPhone or from Google Play for and Android look for :  GHA FCU Mobile

QR codes loaded below or under Convenience Service Tab

Please download the New Member Card Valet App to manage your Debit and Credit Cards from the App Store for an iPhone or from Google Play for and Android look for :  GHA Fed CU.

• Turn your Debit Card or Credit Card on and off when not in use
• Set up Alerts for spending
• Set up Alerts for all transactions
• Set up Alerts for low balance 

Also Down load the New Mobile App  GHA FCU Mobile

Card Valet App GHA Fed CU must be downloaded one time.  After the first time the card Valet information will show inside the Credit Union App .GHA FCU Mobile

Look for the QR codes below or under Convenience Services.