Fees Applicable to All Accounts Returned Deposit Credit Union Return Check $25.00 per item Redeposit Return Check Fee $5.00 per item Stop Payment Credit Union Check $30.00 per item Research Fee $20.00 per hour Statement Copy $5.00 per month History of Account $5.00 per request Withdrawal Limit Credit Union Check 2 Credit Union Printed Check withdrawals per month free: each check after: $5.00 per check Wire Fees Domestic $15.00 per item International $35.00 per item International in Euros $20.00 per item Late Wire Domestic After 1:30 pm $20.00 per item Automatic Clearing House Fees ACH Returns $30.00 per item ACH Stop Payments $20.00 per item ACH Overdraft /Transfer Fee When File Is Received * $7.00 per item ACH Notification of Change $5.00 per item Checking Account Fees Overdraft /Transfer Fee When File is Received * $7.00 per check Insufficient Funds $30.00 per check Stop Payment Fee $20.00 per check Copy Cancelled Check $5.00 per check Reconciliation Fee $20.00 per hour Daily Overdraft Fee Incurred after 6th day $5.00 per day ATM/Debit Card Fees Withdrawals $1.00 per action Replacement Pin $5.00 per inquiry Replacement of lost Debit Card 1st X $10.00 per card Replacement of lost Debit Card 2nd X $20.00 per card Replacement of Final/Last Debit Card $25.00 per card Others Money Orders $2.00 each Cashiers Checks $2.00 each Dormant Account Fee $5.00 per month Early Withdrawal from Christmas Club $5.00 each * When the Share Draft or ACH file is recieved and the account does not have sufficient funds, a Fee will be charged to transfer from another account or if you bring in the funds after the fact.