Fees

Fees Applicable to All Accounts

Returned Deposit Credit Union

Return Check	$35.00 per item
Redeposit Return Check Fee	$5.00 per item
Stop Payment Credit Union Check	$30.00 per item
Research Fee	$20.00 per hour
Statement Copy	$5.00 per month
History of Account	$5.00 per request

Withdrawal Limit Credit Union Check

2 Credit Union Printed Check withdrawals per month free: each check after:

$5.00 per check

Wire Fees

Domestic	$15.00 per item
International	$35.00 per item
International in Euros	$20.00 per item
Late Wire  Domestic After 1:30 pm	$20.00 per item

Automatic Clearing House Fees

ACH Returns	$35.00 per item
ACH Stop Payments	$30.00 per item
ACH Overdraft /Transfer Fee When File Is Received *	$10.00 per item
ACH Notification of Change	$5.00 per item

Checking Account Fees

Overdraft /Transfer Fee When File is Received *	$10.00 per check
Insufficient Funds	$35.00 per check
Stop Payment Fee	$30.00 per check
Copy Cancelled Check	$5.00 per check
Reconciliation Fee	$20.00 per hour
Daily Overdraft Fee Incurred after 6th day	$5.00 per day

ATM/Debit Card Fees

Withdrawals	$1.00 per action
Replacement Pin	$5.00 per inquiry
Replacement of lost Debit Card 1st X	$10.00 per card
Replacement of lost Debit Card 2nd X	$20.00 per card
Replacement of Final/Last Debit Card	$25.00 per card
Debit Card Rush Fee	$50.00 per card

Others

Money Orders	$2.00 each
Cashiers  Checks	$2.00 each
Dormant Account Fee	$10.00 per month
Early Withdrawal from Christmas Club	$5.00 each

* When the Share Draft or ACH file is recieved and the account does not have sufficient funds, a Fee will be charged to transfer from another account or if you bring in the funds after the fact.