Savings Rates

Prime Rate = 4.50%

Current Rates
Description Dividend Rate APY*
Regular Shares .100 .100
Christmas Club .100 .100
Vacation Club .100 .100
Share Draft 0.000 0.000
IRA .100 .100
Share Secured Loan 4.500 Fixed  4.50%
Overdraft Protection 15.000 Fixed

 15%

$500.00 minimum to earn dividends on Regular Shares

Certificate Rates
Time Dividend Rate APY*
90 Days 0.175% .175%
6 Months 0.200% .200%
1 Year 0.350%

.351%

18 Month 0.350% .3511%
2 Year 0.50% .501%
3 Year 0.75% 0.753%
4 Year  1.00% 1.005%
5 Year  1.40% 1.409% 

$1000.00 Minimum amount to open certificate cannot add to certificate once established, rate does not change for term of certificate.

Rates Subject to Change without notice

Minimum applies. Early withdrawals on Share Certificates with terms less than 12 months will incur a penalty of 90 days of dividends, whether earned or not.  Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not.  GHAFCU. Offer may be withdrawn without notice.

Money Market Accounts
Balance Dividend Rate APY*
$2,500 to $9,999 0.10% 0.100%
$10,000 - $ 24,999 0.15% 0.150%
$25,000 - $49,999 0.20% 0.200%
$50,000 - $74,999 0.20% 0.200%
 $75,000 and over 0.20% 0.200%

Disclosures