Privacy Policy


What does GHA Federal Credit Union do with your Personal Information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security Number and account balances
  • Name, address, zip code, email address, phone numbers
  • Payment card expiration date,payment card indentification or verification numbers. mobile device location
  • Checking account information and credit history
  • Payment history and transaction or loss history
  • We may collect information regarding your Mobile Device such as:

Device settings,unique device indentifiers,information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device's location (such as the location of an ATM or in store transactions).

When you are no longer our member, we continue to share your information as described in this notice.


All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons GHA Federal Credit Union chooses to share and whether you can limit this sharing.

Reasons we can share your personal information Does GHA FCU Share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), to respond to court orders and legal investigations, or to report to credit bureaus.
Yes No
For our marketing purposes -
to offer our products and services to you.
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences.
No No
For our affiliates' everyday business purposes -
information about your creditworthiness
No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share


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What we do

How does GHA Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use , we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does GHA Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • To complete transactions and render services authorized by you.
  • We may collected information  that you input to the APP or that the App collects automatically;
  • apply for a loan or provide employment information
  • provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to sharing.



Companies related by common ownership or control. They can befinancial and nonfinancial companies.

  • GHA Federal Credit Union has no affiliates


Companies not related by common ownership or control They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include insurance companies,government agencies, plastic card processors (debit/ATM),financial statement publishers or printers, consumer reporting agencies, data processors, and check/share draft printers.

Joint Marketing

A formal agreement between nonaffiliated financial companies thattogether market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual's MEMBERCONNECT