Mobile Banking

iPhone Android
the QR Code to download the IOS app right on your phone.
 
Download the Android app right on yor phone.

Remote Deposit now available on our App. Send your deposits right from your phone!

Log In (must be a home banking user)

  1. Member # (same as home banking)
  2. Password (same as home banking)
  3. Accept terms and conditions

Customize Your Accounts on the App

  1. Log into home banking through our website
  2. Under the Services Tab, click on Mobile
  3. Click Set up
  4. Click My Accounts Tab – If you have multiple accounts, you can select only those accounts you want to have access to
  5. To nickname accounts, click the gear, account list, account number, nickname change the name of your accounts, ie savings,bills.

Tips on Using Mobile Check Deposit

  1. Before logging into the Mobile Deposit app, close all other apps running in the background of your mobile phone

Sign/Endorse the back of your check

  1. If the check is not endorsed as required above, it will not be accepted
  2. Carefully enter the check amount to ensure it matches the amount on the check
  3. Make sure the picture of the check is clear

 

Maximum check amount is $9,000.00
Maximum daily deposit of multiple checks is $9,000.00
 

We will follow our check hold policy.

Checks deposited by 2:30 pm EST will be credited at 5:30 pm the same day.  Checks posted after 2:30 pm EST on Friday thorough Saturday and Sunday will be posted at 5:30 pm on Monday.

You must retain your physical check for 60 days before you destroy it.

Picture Taking Tips

  1. Flatten folded or crumpled checks
  2. Keep the check within the view finder on the camera screen
  3. Take photos in a well lit area
  4. Place the check on a solid dark background
  5. Keep your phone flat and steady
  6. Hold the camera as square to the check as possible to reduce corner skew
  7. Make sure the entire check is visible and the MICR line (numbers on the bottom of your check) is readable

 

Send Money With Zelle

 

To enroll in Zelle at GHAFCU, you must be at least 18 years old and have:

  • A valid U.S. mobile number or an email address
  • An active GHAFCU checking or savings account open for at least 10 days.
  • Accounts that are in good standing.
  • Location services for GHAFCU Mobile App enabled in your phone settings.

How does Zelle work?

it's easy-just enroll with Zelle through the GHAFCU Mobile App and link your account to your U.S. Mobile number or email address. When you are ready to send money, you can add a trusted recipient from your contact list or add a new one. If the person you sent money to is not already enrolled, they will receive a notification with instructions on how to enroll to receive your rmoney. If they are already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. That is why it is always a good idea to verify the email address or U.S.mobile number before sending and to only send to someone you know and trust. The person you are sending to must have a bank account in the U.S. to receive money, the money you send and  receive will be available within minutes.

I received a notification that someone sent me money. What if I do not enroll in Zelle?

If you do not enroll in Zelle, you cannot send, receive or request money with Zelle. If someone sends you money and you do not enroll with Zelle within 14 days, the payment will expire, and you will not receive the money.

Are there limits to sending money?

Yes GHAFCU sets these limits and allows you to send $1,000.00 in a 24 hour period or $3,000.00 in a month.